March 17, 2010
Janet Brown
Janet M. Brown, President of DAL Investment Company and Managing Editor of
NoLoad Fund*X, an investor newsletter spoke about How to Manage Risk in
today's Changing Markets - Upgrade to the Winning Mutual Funds and ETF's.

She discussed a systematic investment discipline known as Upgrading. This
strategy allows investors to be invested in the best performing mutual funds
available - whatever the current market conditions. Their newsletter was rated by
the Hulbert Financial Digest as the #1 performing newsletter on a risk-adjusted
basis for the 28 years ending December 2009.